MyInstantOffer by Lending Club is an online loan service provider that happens to be a very convenient means of acquiring a personal or business loan without going through all the hassle that banks put you through. There may be a number of reasons why one may feel the need to acquire a loan. Some of these are listed below.
- Purchase of a house or property
- Home Renovations
- Car Financing
- Business start-up
- Debt Consolidation
- Credit Card Refinancing
- Student Loan Refinancing
- Medical Expenses
- Moving and Relocation
No matter what the reason, Lending Club is there to help you out in realizing your dreams and to aid in your financial needs by means of MyInstantOffer.com. Before getting into the review of MyInstantOffer we take a look at Lending Club.
Myinstantoffer Lending Club:
Lending Club is an online scam free platform where borrowers meet investors. Lending Club is known to make borrowing easy with its innovative technology based company where they come up with borrowing solutions to help consumers with their future financial management and better their borrowing experience.
Lending Cub is a company where they strive to provide:
- Better financial future
- World-Class experience
- Immaculate credit access
- Transparency in services
- Privacy of Personal Information
- Low costs
- Creative and innovative solutions
MyInstantOffer is an initiative by the Lending Club to
provide a faster and more efficient borrowing and investing experience to its
consumers. Here we take a look at what MyInstantOffer has in store for its
In today’s uncertain world the need to attain a loan may arise unexpectedly and this might even put one under a considerable strain. You can avoid all the distress that comes with money trouble with the help of MyInstantOffer that offers loans starting from $1000 and feasible repayment plans.
Before going for a loan know the type of loan you qualify for. MyInstantOffer helps you with that with their “Resource Center” option on their official website menu. Here all you queries regarding borrowing loan and what kind of loan suits your requirement are discussed in detail. Once you have decided which type of loan you are looking to borrow, here the types of loans and what they encompass are explained.
The loans offered to borrowers at MyInstantOffer.com Lending Club are listed below:
- Personal Loans
- Business Loans
- Auto Refinancing
- Patient Solutions
- K-12 Education Loans
Let’s take a detailed look at what services and benefits MyInstantOffer has in store for its potential borrowers.
Myinstantoffer.com Lending Club Pre approval Personal Loans
MyInstantOffer Lending Club Personal Loan is a considerable option for potential borrowers looking to borrow a personal loan for a number of reasons. Some of which are:
- Allows borrowers to borrow up to $40,000
- Personal Loan allotted within seven days
- Offers fixed interest rates along with a fixed repayment plan
- Allows payments to be made automatically from a bank account
- There are no penalties on pre-payment
MyInstantOffer Lending Club is there to assist you financially in achieving any personal goal that you may have may it be:
Improvement: When home equity loan does not seem to be a viable option do
not put off your home improvement plans. May it be a new kitchen plan or a
swimming pool, you can now realize your home improvement plans with the help of
MyInstantOffer.com Personal Loan.
Consolidation: Planning a vacation or starting a new business can be
hindered by the multiple loans on one’s back. MyInstantOffer is there to assist
you in paying off your various loans and get one consolidated loan with
feasible repayment plan.
- Credit Card
Consolidation: Managing credit cards and credit card debt can be very
cumbersome. MyInstantOffer provides credit card debt consolidation by paying
off credit card debt in exchange for a single integrated loan and helps
consumers manage their credit card debt with a practical repayment plan.
Purchase: If you are planning a wedding or looking for new house, do
not let your financial situation hold you off. MyInstantOffer allows you to
borrow up to $40,000 as personal loan to realize your dreams.
Myinstantoffer.com Business Loans
MyInstantOffer.com Lending Club assists businesses by offering a loan starting from $5000 up to $300,000 via Business Loan with their exceptionally feasible conditions. These conditions are:
- Business Tenure: It is required that a party looking to borrow a business loan should be a part of that business for at least a period of 12 months.
- Annual Sales: The business they wish to invest in should have an annual sales of up to $50,000.
- Clean Background: The business being invested in should be clear of any discrepancies such as bankruptcy and tax liens.
- Credit History: Your credit score is analyzed and a background check is required before business loan is allotted. This is also to ensure that the borrowing party holds at least 20% shares in the business to be invested in.
Plan and Prospects: MyInstantOffer does not require the business strategy
or the tour of the business that the borrowing party wishes to invest in.
Neither is there any requirement of collateral or title insurance. Making it
easier to borrow a Business Loan at MyInstantOffer Lending Club.
Do you have dream car you have had your eyes on or if you are looking to invest in a new vehicle, may it be personal or business purposes, and then www.myInstantOffer.com Lending Club offers Auto Refinancing options tailored to meet your requirements.
Auto Refinancing allows consumers to save a considerable amount of money. For instance, auto refinancing via MyInstantOffer Lending Club allows customers to save up to $3,000 by providing:
- Accommodating monthly payment plan
- Lower interest rates
- Faster application process
- No fee requirement for origination
MyInstantOffer Lending Club has initiated this plan for both doctors and patients to help them out with financing so their priority can be health over financial management.
MyInstantOffer for Doctors:
Doctors can enroll their practice with MyInstantOffer and allow their customers to choose from the payment plans available to them. The financing plan offered by MyInstantOffer to doctors and specialists is based on their specialization. These are:
So doctors can get help managing their finances from MyInstantOffer by entering their details based on their specialization and get best rates.
MyInstantOffer for Patients:
Patients can preview all the payments plans and interest rates available to them before going for a certain plan. MyInstantOffer allows you to borrow up to $50,000 for any medical need you may have and the repayment period may vary up to 84 months.
Some of the plans offered based on the medical loan acquired via MyInstantOffer Patients Solution are mentioned in the table below.
|Medical Loan Amount||Monthly Payment Amount||Repayment Period||Purpose of Loan|
|$2000 – $50,000||$102||24 – 84 months||DentalFertilityHair RestorationWeight Loss Surgery|
|$499 – $32,000||$209||6 – 24 months||DentalHair Restoration|
K-12 Education Loans
Education is a vital asset for each individual in today’s day and age. So giving up on higher education because of financial circumstances is not an option. MyInstantOffer by Lending Club is there to help you out in making your study goals a reality with their K-12 Education Loan.
Parents looking to finance their child’s education now have an
option to look to at MyInstantOffer Lending Club where they can get help with
enrolling their child into K-12 schools and learning centers at best monthly
Why Not Go to a Bank Instead?
Most people tend to go to a bank when the need for a loan arises. But banks are not the best options when you are looking for fast funds. Reasons why one should refrain from taking a loan from a bank are as under:
- High interest rates
- Do not easily grant loans
- Requested amount not granted in full
- Lengthy procedure
- Time taking application process
Banks put you through all this fatigue for a loan that you can easily acquire from an online loan provider and at best rates like at MyInstantOffer Lending Club.
The major reason keeping people from going for an online loan provider is the risk of losing money at the hands of fraudulent online loan providing sites. No doubt this makes people feel vary of online loan providers since there always lingers the threat of it being a scam just to lure people. But you could tell if an online loan provider is credible or not. Some of the things that should get your flags up are:
- Advance fee before receiving loan
- Any call or email asking for your personal information
- Requirement of prepaid debit card
In matters where money is concerned one should do the proper research and look up a trustworthy web site before going into any kind of commitment. Once you have done you research and feel confident enough to borrow a loan from an online loan provider like MyInstantOffer, here is how you apply for loan at MyInstantOffer.
Applying for a Loan at MyInstantOffer:
MyInstantOffer is an online platform for potential borrowers. The whole process of borrowing is made easy by means of MyInstantOffer. All you need to do is follow the steps mentioned below to get started on your loan borrowing process.
Visit the official website: www.myinstantoffer.com to create login account
This will direct you to a page where you will be required to enter your 12-digit personal funding myinstantoffer preapproved code.
In case you do not have this rsvp code there is an option available at the right bottom corner “Where do I find my code?” From there get your personal funding code and enter it.
Press “Next” to proceed.
Now your application process begins. Firstly check your rate by entering the amount you wish to take as loan. If you are satisfied with the rate then proceed.
Specify your credit score from the list of options available.
State whether you are applying for loan as an individual or with a partner.
Next you will be required to enter personal information which includes:
- Your Name
- Date of Birth
- Email Address
- Residential Address
- Social Security Number
- Annual Income
Then after carefully going through the terms and conditions
mark that you agree to them.
Consideration of Application:
Once you have applied the application is then reviewed by the Lending Club and a background check is run to ensure your credit history. If you are found to be qualified for the loan then you are contacted and your requested sum of money is deposited your bank account directly. This maintains a fast and easy loan attainment without any sort of difficulty. All process assures that Myinstantoffer is not a legit.
Lending Club Contact Information:
If you are a borrower and need to reach the Lending Club Customer Service, use the contact information provided below. It is based on the category of loans offered at the Lending Club.
Call Them At:
|Patient Solutions||800-630-1663||Monday – Friday||8 a.m. to 8 p.m. ET|
|K-12 Education Loans||800-920-9777||Monday – Friday||8 a.m. to 8 p.m. ET|
|Auto Refinance Loan||888-845-0010||Monday – Friday||8 a.m. to 5 p.m. PT|
|Business Loan||855-846-0153||Monday – Friday||7 a.m. to 5 p.m. PT|
|Personal Loan||888-596-3157||Monday – Friday Saturday||
5 a.m. to 5
8 a.m. to 5 p.m. PT
|K-12 Education Loansfirstname.lastname@example.org|
|Auto Refinance Loanemail@example.com|
You can send them a mail at the following mailing address regardless of which type of loan you have borrowed.
1700 West Park Drive, Suite 310
Westborough, MA 01581